Specialty homeshare insurance coverages

Loss of income

This benefit will replace the income you lose when you can’t rent your house while it’s being repaired after a covered claim.

Excess use of utilities

Worried that a guest will download hundreds of GBs of data while at your home, causing your internet bill to skyrocket? This coverage will pay for that, up to $1,000 for all utilities combined.

Infestation

If a guest brings in a pest such as bed bugs, this will pay up to $5,000 for fumigation and to replace damaged property, including mattresses.

Liquor liability coverage

What if your guest over-serves alcohol or serves to a minor? If that happens at your place, this will cover your liability for any resulting injuries or property damage, up to $500,000.

Identity theft

If you’re the victim of ID fraud, we’ll pay for the expenses necessary to correct records and monitor your credit.

Standard insurance coverages

Liability

This protects you for liability for bodily injury to others or damage to their property, including the cost to defend you in court. There is no deductible for any claims under the Liability section of the policy. For example, if you don’t properly repair your steps and a guest trips, this will cover you if you’re found liable.

Your belongings

Your personal property inside your home is covered, from your silverware, to your furniture, to your flat-screen TV, and more.

Medical payments

We hope you’ll always be safe. But if a guest causes injury to you, this coverage will pay up to $10,000 for your medical expenses.