HOMEOWNERS INSURANCE
withprime
What does It Cover?
Homeowners insurance covers so much more than just your house. Homeowners also covers other structures on your property (barn, shed, fence), your belongings (furniture, clothes, electronics), lawsuits, and even temporary living expenses during home repairs. And yes, these coverages come standard at no extra cost. Just get a homeowners insurance quote, and you can see all your coverages.
Home Insurance Coverages we offer
Dwelling Coverage
Dwelling coverage pays for damage to your house and anything permanently attached to it, including your garage, roof, chimneys, attached deck, countertops, cabinets, flooring, vanities, etc.
Other Structures
Other structures coverage includes unattached garages, gazebos, decks, patios, sheds, pergolas, fences, driveways, etc.
Loss of Use
You’ll never be left homeless. If your home is damaged from a covered loss (meaning something insurance pays for) and you can’t stay there, loss of use covers hotel, rent, and food expenses above what you’d normally pay.
Personal Possessions
Personal possessions covers just about all of your stuff if it’s damaged or stolen. This can include electronics, furniture, clothes, tools/power equipment, and more. Your items are even covered if they’re not stored in your home (sheds, garages, your car, storage facilities, etc.).
Personal Liability
If someone sues you or a family member you live with (for injuries or damage to their property), personal liability will pay for your lawyer, court fees, and certain damages you have to pay, subject to your policy.
Medical Payments
Medical payments coverage pays for medical bills if someone else is hurt at your home or on your property.
