Condo Insurance
When you should consider condo insurance
Condo insurance is for you if you own a condominium, townhouse, row home, or other unit that has an association. It's very similar to homeowners insurance, but is usually more affordable because it excludes coverages that your association is responsible for.
If you have a mortgage, your lender will usually require condo insurance. We'll help figure out the details with your lender. Also, you will usually be able to combine your insurance payments in your monthly mortgage bill (escrow).
Condo Coverages We Offer
Your personal possessions
Your clothes, electronics, furniture, appliances, tools, power equipment, etc. are all covered (even if they’re not in your condo). If you have expensive jewelry, art, or other items, you’ll likely need separate coverage. We offer that too! Just call us at the end of your condo insurance quote.
Upgrades and customization
We’ll cover most of the upgrades you’ve made. Some association’s policies may cover the original furnishings, but not very many will cover your upgrades.
Injuries and lawsuits against you
This coverage is called personal liability. It covers lawsuits against you or your family members if you’re responsible for someone else’s injuries or damages to their property. You can add extra coverages for libel, slander, or other lawsuits.
Temporary living expenses
If your condo is damaged, and you can’t stay there during repairs, your insurance comes into play. Condo insurance covers hotel stays and meals (above what you’d normally pay).
We offer coverages for your belongings, any upgrades you make to your condo lawsuits against you, and more. Get a condo insurance quote on our website now, and we’ll guide you through all your choices.
Our carrier
