AUTO INSURANCE COVERAGES WE OFFER
Liability
If you're at fault in an accident, liability covers damages you cause. That could mean damage to other vehicles, property, or other drivers'/passengers' injuries. Liability also covers you if someone sues you over an accident.
Uninsured/underinsured motorist
These can be two separate coverages: One that covers your injuries (bodily injury) and another that covers your vehicle's damages (property damage). Both are used if a driver hits you and doesn't have insurance or enough to pay for your losses.
Rental car reimbursement
Rental car reimbursement pays for your rental car fees while your vehicle is being repaired from a covered loss.
Comprehensive and collision
These two are separate coverages. Comprehensive covers incidents out of your control such as theft, vandalism, hitting an animal, fire, acts of nature, and glass damage. Collision covers car accidents.
Medical payments
Pays for medical costs if you, your passengers, or your family members are injured in an accident, regardless of who was the driver. Medical payments coverage can be a massive help even if you have health insurance, because there is no deductible that you have to meet before we pay out.
Loan/lease payoff
If your car is totaled, we'll help pay off the balance of your loan this could be up to 125% of your vehicle's current value.
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